You may be a first time home buyer, or a seasoned investor. Our team is equipped with the knowledge at technology to deliver a seamless closing on your purchase.
Get Pre-Qualified :: Before beginning your search, your first step is to get pre-approved for a mortgage loan (unless you will be paying in cash for the full price of your home). We can connect you to a mortgage broker. Based on your income and credit history, the mortgage broker will determine how much the bank will lend you, which will help you determine the price range for your search.
Negotiate :: Once you have seen a home you like, you can put in an offer, which is a agreement to pay a certain price for the home. If your offer is lower than list price, the seller will likely return with a counter-offer price, which you can choose to accept, reject, or make another offer. We will provide advice throughout to ultimately reach an agreement with the seller on price and terms.
Sign Contract & Put Deposit Down :: The seller’s attorney will draft a purchase and sale contract and deliver it to your attorney. If changes are requested, the seller must agree to these changes. Signed contracts are then returned to the seller’s attorney with a contract deposit. This deposit will be a portion of your down payment.
Closing Scheduled by Attorneys
Closing :: Once all the conditions of the contract have been satisfied, the closing is held. The closing documents are signed, payment is exchanged, and the buyer receives the keys to their new home!